10-19-2013, 02:21 PM
Agree that there would be considerable peace of mind having the house fully paid off, but my mortgage is currently at a flat 3 percent. So as much as I hate paying the mortgage interest, I know I can do better than 3 percent in the market, so I am better off carrying the mortgage. My dividend growth stocks average well above 3 percent. Now granted, mine is an adjustable rate mortgage (locked for three and a half more years), and if rates jump considerably, the math could change.