Traditional IRA vs Roth IRA

[navyasw02]

I'm not a big fan of Traditional IRAs. Uncle Sam wins out handily on the taxes on output over taxes on input, especially when you have to withdraw at 70 1/2. That's not for your benefit, that's so the government has its influx of money. Additionally, the RMD could easily kick you into a higher tax bracket if you already have a pension.