Dividend Growth Forum

I'm very impressed lucas. Bull market or not, when you can buy that many stocks with only a couple losers, you're not just lucky.
You are making thoughtful purchases.

wow, thanks. Don't think it's that hard with only 4 years behind me and buying more when it drops. A lot of my purchases are inspired by thread here "what did you buy today", where I think you are frequent contributor. So thanks for suggestions

(12-12-2019, 02:09 PM)lucas03 Wrote: [ -> ]wow, thanks. Don't think it's that hard with only 4 years behind me and buying more when it drops. A lot of my purchases are inspired by thread here "what did you buy today", where I think you are frequent contributor. So thanks for suggestions

You mean the "let's all try to catch the falling knife a little too early thread?"    Kidding, it is a good place to go for ideas.  Just research them some before you leap.  You are doing fine.  When I was your age it was $29.95 commissions from a discount broker.  It was not an option to build a port like you are doing.  These are good times for a new investor.

bought 13 shares of SKT today again, was looking into BA, but did not trigger it yet

month ago I was asked, whether I know if I outperform index with my "active investing". Whether with passive investing to SP500 I wouldn't be doing better. I didn't know the answer, I remember that I expected to be doing 8% a year on average, so I was happy with my current 17.6% XIRR.

Today I got to it and tried to calculate what would be the result if I would be buying SPY instead of individual stocks. To my surprise, SPY would outperform me by 2500 USD on my ~29k portfolio. I might have higher dividend yield, but that does not make significant difference. Also numbers are not precise, as for SPY I only use monthly prices, but it should more or less match.

https://www.digrin.com/portfolio/24-dgi/performance/

EDIT:

ok, it's just 600 USD below. I head a 700 usd sell transaction in December 2018 and in new page I was calculating it as buy transaction for SP500 ETF. This was previous version of graph - https://monosnap.com/file/XTh7FwEF5QzM2f...4bUspWCOyT

(01-11-2020, 06:14 PM)lucas03 Wrote: [ -> ]month ago I was asked, whether I know if I outperform index with my "active investing". Whether with passive investing to SP500 I wouldn't be doing better. I didn't know the answer, I remember that I expected to be doing 8% a year on average, so I was happy with my current 17.6% XIRR.

Today I got to it and tried to calculate what would be the result if I would be buying SPY instead of individual stocks. To my surprise, SPY would outperform me by 2500 USD on my ~29k portfolio. I might have higher dividend yield, but that does not make significant difference. Also numbers are not precise, as for SPY I only use monthly prices, but it should more or less match.

https://www.digrin.com/portfolio/24-dgi/performance/

EDIT:

ok, it's just 600 USD below. I head a 700 usd sell transaction in December 2018 and in new page I was calculating it as buy transaction for SP500 ETF. This was previous version of graph - https://monosnap.com/file/XTh7FwEF5QzM2f...4bUspWCOyT

I don't overly concern myself with beating the Index.  I do think you owe it to yourself to track it though.  When the market is in full blown " risk on" mode, the chances of you beating with a large number of dividend holding is very slim.  Watch what your port does in a down market vs the index.  The money you don't lose matters too.  Those years when the market is down 5% those dividends will look good.  When the market goes truly bearish, high quality DGI stocks may outperform by a wide margin.  IMO you still have to be mindful that your entry price always matters in the end.  Pay a much too high PE for even an Aristocrat at the end of a ten year bull and your protection may not be there.  I don't care if everybody will still be buying toothpaste, gasoline and soda pop.  Pay way too much for the stock and see what happens.  Just my opinion.

The other consideration is what happens in a flat or down market. The data I saw shows that dividend aristocrat stocks do much better than the index during recessions. Obviously it is really good for dripping as well.

So I added 1 share of BA today by mistake. By mistake, I mean I had limit order from month ago and forgot about it. Just today I was watching video (https://youtu.be/bqgzmQJE3Uk?t=429) about that and said to myself, I am not buying boeing this year

(01-21-2020, 04:36 PM)lucas03 Wrote: [ -> ]So I added 1 share of BA today by mistake. By mistake, I mean I had limit order from month ago and forgot about it. Just today I was watching video (https://youtu.be/bqgzmQJE3Uk?t=429) about that and said to myself, I am not buying boeing this year

And so it begins

bought 4 GILD shares on new broker

All of my stocks are bought on degiro.cz, which has 0.5$ commissions per trade, but recently they started taking 30% tax on dividends. So I looked for alternatives in Europe and surprisingly found trading212 (BTW my reflink, if it's not ok I'll remove it) - free commissions, no fees, 15% tax on dividends, fractional shares and in March they should introduce DRIP. I am really happy about this, hopefully, I won't find any problem soon. support is also mega helpful and I can have account in USD

Just bought 3.91 XOM shares for 61.36 usd, i didn't have enough money for 4 shares on new broker

bought 16 shares of SKT for 12.71